Liam Hall

• Phone: +61 2 9123 4567
• Email: liam.hall@email.com
• Location: Sydney, Australia
• LinkedIn: liamhallunderwriter

Summary

With 8 years of experience in the Australian insurance market, I consistently assess and price complex commercial property risks, achieving a 15% reduction in claims leakage through meticulous policy structuring. My expertise lies in developing profitable underwriting strategies and fostering strong broker relationships across diverse portfolios.

A proven track record of managing a portfolio exceeding AUD 50 million in gross written premium, I leverage advanced risk assessment tools and market analytics to drive underwriting profitability and sustainable growth.

Experience

Senior Commercial Property Underwriter, Suncorp Group -- Sydney, Australia

Mar 2019 – present

• Managed a complex book of commercial property risks, including large industrial, retail, and office portfolios, contributing to a 10% year-on-year growth in premium volume.

• Developed and implemented enhanced risk assessment protocols, leading to a 7% improvement in portfolio profitability and reduced exposure to high-severity claims.

• Mentored junior underwriters, improving team efficiency and underwriting consistency by 20% through structured training programs.

• Negotiated and secured renewals for key accounts with premiums exceeding AUD 2 million, maintaining a 90%+ retention rate for high-value clients.

Commercial Property Underwriter, IAG (Insurance Australia Group) -- Sydney, Australia

Jan 2016 – Feb 2019

• Evaluated and quoted commercial property insurance policies for a diverse range of businesses, ensuring adherence to underwriting guidelines and risk appetite.

• Collaborated with brokers to develop tailored insurance solutions, successfully expanding the client base by 15% over three years.

• Conducted comprehensive risk surveys and site inspections, identifying potential hazards and recommending mitigation strategies that reduced policy claims by 5%.

• Utilized actuarial data and market intelligence to accurately price risks and contribute to portfolio growth targets.

Education

University of Sydney, Bachelor of Commerce in Business (Finance) -- Sydney, Australia

Mar 2012 – Nov 2015

Skills

Underwriting Expertise: Commercial Property Underwriting, Risk Assessment, Policy Structuring, Portfolio Management, Loss Control, Pricing & Rating, Reinsurance Principles

Technical Skills: Microsoft Excel (Advanced), Salesforce, CRM Systems, Underwriting Software (e.g., Guidewire), Data Analysis, Market Analytics

Business Acumen: Broker Relationship Management, Negotiation, Client Servicing, Regulatory Compliance (APRA), Financial Analysis, Strategic Planning

Soft Skills: Critical Thinking, Problem Solving, Communication, Mentorship, Decision Making, Attention to Detail, Adaptability